Does Affirm do a credit check and will it affect my credit score?

Affirm will do a “soft” credit check in order to verify the customer’s identity.  The customer’s credit score will not be affected when applying for an Affirm loan.  After the loan is confirmed, the loan information will be sent to the credit bureau. If the customer does not make a scheduled payment, the customer’s credit score will be impacted.  Affirm strives to offer financing to all applicants but does have the right to deny consumers.